Loan Application

To apply for a home loan, you’ll need to provide information about your income, assets and debts, plus any circumstances that may impact your ability to repay. 

Please complete the loan application so we can start the process to obtain your home loan.

Click the form image to download the pdf file.

Borrower Authorization

We need you to authorize CHS Group to verify your past and present employment earnings records, bank accounts, stock holdings, and any other asset balances that are needed to process your mortgage loan application. We also need you to further authorize CHS Group to order a consumer credit report and verify other credit information, including past and present mortgage and landlord references. It is understood that a copy of this form will also serve as authorization. The information CHS Group obtains is only to be used in the processing of your application for a mortgage loan.

Click the form image to  download the pdf file.

Credit Card Authorization

Cardholder Authorization Policy

Beginning October 1st 2015 banks have changed policies regarding credit card and EVM technology.  In order to better protect the consumer Mortgage Originators using borrowers credit cards to order 3rd party services such as credit reports and appraisals must have written authorization.  

Mortgage Loan Originators that obtain credit card information for borrowers MUST have authorization in writing by the cardholder to use the credit card.  It is standard practice in the mortgage industry to use forms such as a credit card authorization form in which the borrower authorizes the use of their credit card for a specific amount and service.

It is required that the Mortgage Loan Originator collect this document and keep it retained on file in order to prevent charge backs from the cardholder.  In the event that the borrower disputes the credit card charge and the Mortgage Loan Originator is not able to produce the executed authorization form CHS Group will refund the charge amount and provide a billing statement directly to the Mortgage Loan Originator for payment.  

Collecting the authorization form from the borrower relieves the Mortgage Loan Originator of payment responsibility for the appraisal service. 

Click the form image to  download the pdf file.